elbondo.com http://www.elbondo.com My WordPress Blog Thu, 09 May 2019 05:27:48 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.1 Loan with guarantee of property – Interest http://www.elbondo.com/loan-with-guarantee-of-property-interest/ http://www.elbondo.com/loan-with-guarantee-of-property-interest/#respond Thu, 09 May 2019 05:27:48 +0000 http://www.elbondo.com/?p=264 Read More »]]>

Loan with guarantee of property at Bentes Financieras

Loan with guarantee of property at Bentes Financieras

In times of economic recession, such as the one Brazil has experienced in recent years, securing a credit line with large financial companies is a virtually impossible task. Regardless of the purpose of the amounts, whether to invest or pay debts, the best alternative is the secured loan with Bentes Financieras.

Bentes Financieras has been a member of the Becker Group since 2015. She works directly with Becker’s customers and the company’s employees, offering several lines of credit and financing with several advantages. Despite being new to the market, the company has excellent lines of credit, such as the case of real estate refinancing.

What Real Estate Refinancing And Its Advantages

What Real Estate Refinancing And Its Advantages

In this line of credit, the applicant who owns a property, both commercial and residential, can use this property as payment guarantee when contracting the mortgage, as is also known real estate refinancing. Because of the property used in the negotiation, the client can get large amounts of credits in this negotiation.

That is, when someone mortgages a property, he can get a percentage of the total value of the property, which is used as a parameter in the negotiation. This product is intended for all people, from the one who owns more than one property to those who have only one residence. Because of this, the loan with property guarantee at Bentes Financieras is indicated for all.

From an entrepreneur who wants to expand his business to someone who wants to make a home remodel or take out multiple debts, the mortgage has no restrictions on the use of credit, leaving it at the discretion of the contractor. The only charge for the contracting of this credit line is related to the property used as collateral.

The property must be properly removed, with all documentation up to date, within the urban perimeter and in the name of the real estate refinancing applicant. When applying for the mortgage at Becker, the contractor is able to install the loan in up to 48 installments, which makes it easier to organize family finances and restore financial health.

How to contract the loan with property guarantee at Bentes Financieras

How to contract the loan with property guarantee at Bentes Financieras

One of the main advantages of this line of credit is related to the financial institution that offers this line of credit. As Bentes Financieras is a new company, it ends up working with rates and lower rates than those practiced by the big banks that already have a consolidated reputation in the national market.

Because of this, betting on Bentes Financieras’s real estate refinancing credit line may be a great option for those who want to get large amounts in credit without the addition of large fees. In addition, the company works with a system of differentiated interest, which are one of the attractions of this type of loan.

In order to contract the personal loan with guarantee of property in Bentes Financieras, the interested party can enter the website of the financial institution, where he will have access to the contact telephones of the company to contract the line of credit. The site also offers a special simulator for real estate refinancing through this link.

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Non-bank Loans Online The Best Overview of ONLINE Companies http://www.elbondo.com/non-bank-loans-online-the-best-overview-of-online-companies/ http://www.elbondo.com/non-bank-loans-online-the-best-overview-of-online-companies/#respond Wed, 10 Apr 2019 15:39:23 +0000 http://www.elbondo.com/?p=31 Read More »]]>

Non-bank loans via the internet and the choice of a loan company. There are several basic rules for secure borrowing that must be followed. Before you use a non-bank loan, read the advice. Finish safely!

Safe rules for using the loan company’s offer

Safe rules for using the loan company

There are several rules to follow before you sign a loan agreement with a specific entity. Before you decide on a loan, ask yourself a few questions that you must answer honestly:

1. Is this loan really necessary for me?
2. Can not wait with the expense and finance it in the future, saving money every month?
3. How much will the loan amount amount to? Does it have to be so big?
4. Is my financial capacity to repay the loan on time sufficient. The loan taken out should be returned in a timely manner and usually much more than it was borrowed (exception: free loans for new customers). The total cost of the loan consists of interest and additional borrowing costs. Calculate monthly income and expenses. Check if the surplus in the home budget will be enough to repay the loan (possible installment).

Checking the loan company

Checking the loan company

It is necessary to check the potential lender and, of course, the services offered by him. You can do it in many ways, even if you search for information about it on the internet. The more accurately you check, the less chance you have to “get down” to the fraudster. It can be a company that collects administrative fees and does not return them without a loan or pseudo social media portals, which are earned on very expensive phone calls. In addition, on the KNF website knf.gov.pl , you will find a list of entities that are covered by financial supervision. On the website knf.gov.pl you will find a register of entities suspected of conducting illegal banking activity.

Check how much the total cost of non-bank loans will be

Check how much the total cost of non-bank loans will be

The total cost of the loan is all fees associated with the loan. You must know! More! You have the right to it! An entity or a loan company is required to inform you what costs will be charged for the loan. What can be the cost of a loan? Loan companies use different types of costs, they can be called differently in different companies. It can be: – preparation fee, – loan insurance fee), – payment for sending installments, phone calls, debt collection, etc.

Loan agreement

Loan agreement

Before you sign anything, please read the contract and all attachments (regulations, etc.). You will not read, you will not explain any doubts – DO NOT SIGN! The legal consequences will be the same, do you know what you are signing or do not know. Therefore, pay attention to: – nominal interest rate and actual loans – compare it with other offers on the market; – additional payments related to the loan; – collateral for a loan (eg you borrow PLN 2,000, and the security is a car with a market value of PLN 10,000); – costs related to loan service; – additional entries, and above all those that have been written in an unreadable small font.

VERY IMPORTANT! If the entity from which you intend to take out a loan does not (can not) explain to you the services it offers, do not under any circumstances sign a contract with it! Give up his services! In addition, the company can not urge you to sign the contract. If you need more time, you need to consult an agreement with a lawyer or someone from the family, and maybe even, you are not convinced about the loan, do not hurry! Take advantage of this time and make the best decision.

If you have signed a loan with an economic entity that grants cash loans, you have 14 days to withdraw from the contract.

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Loan of € 1400 | Ask for yours http://www.elbondo.com/loan-of-e-1400-ask-for-yours/ Mon, 08 Apr 2019 15:50:53 +0000 http://www.elbondo.com/loan-of-e-1400-ask-for-yours/ Read More »]]>

Up to 1400 euros is the amount of the loan that OnlineCredit approves if you are a veteran customer and up to 300 euros if you are a new client. As distinguishing features of other lenders, it admits requests from people who do not have payroll or even who appear as debtors in the Financial Credit Institutions list. Other online credits being delinquent can be found in the list of loans with Financial Credit Institutions

What is OnlineCredit? OnlineCredit is a company domiciled in Spain, specifically in Madrid, owned by Europa Firme SL being authorized to operate in Spain by the Financial Conduct Authority

Introduction

Introduction

 This company is aware that users need quick solutions in the absence of liquidity and that is why all their approval protocols are aimed at processing the request quickly and efficiently.

Onlinecredit grants credits up to 1400 euros to recurring clients and 300 euros to the new client. They do not require to have a payroll to be a valid application but to have a source of income with which to face the repayment of the loan.

Only people who are over 21 years old are considered valid candidates, those who are less age are automatically discarded.

I really like your virtual calculator in which, from the first step of the application, it reflects in detail the costs of the operation

How does Online Credit work?

How does Online Credit work?

The operation of this web platform is simple. To request a credit to OnlineCredit you must follow the following steps:

You enter on its official website : Onlinecredit.es

You indicate the amount of money and the return period, then click on “Request now” to continue the process

Fill your personal data, contact, the current account number (where you want to receive the money), create your own profile on the platform (where you can check the status of your application, etc.)

Verification of data: The process will ask you to verify your data with the tool “instantor” (used by all online credit companies) and send them scanned those documents that ask (such as your ID)

Confirmation of the loan: Once your application is studied, if they give you the approval, they send you the contract to confirm your acceptance. Once you confirm it, you transfer the money in less than 15 minutes.

How is the loan repaid?

How is the loan repaid?

The Onlinecredit company offers you several possibilities to return it:

1 Payment by card: Call your customer service 910601156 during working hours and indicate the procedure.

2 Through a link or payment link that you send to your email account and by SMS to your mobile.

3 You enter your private area of ​​the platform and from there you make the payment

4 By bank transfer or cash deposit in any of your accounts (this is the form I use) Remember that you must indicate in the concept the number of the credit and your ID and that the beneficiary or recipient is Europa Firme SL.

How is an extension of the refund requested?

How is an extension of the refund requested?

They allow for an extension in the return periods but it entails a series of commissions. You have two ways of doing it:

1 From your personal panel of the platform, select the extension date, press “Pay” and enter the number of your bank card. A commission of 1% will be applied for each day of extension that you request

2 Making a bank transfer indicating your loan code, ID and extension time. The cost that it will entail is the same: 1% for each day of prolongation of term that you have indicated.

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Loans for SMEs http://www.elbondo.com/loans-for-smes/ http://www.elbondo.com/loans-for-smes/#respond Tue, 02 Apr 2019 02:27:18 +0000 http://www.elbondo.com/loans-for-smes/ Read More »]]>

Do you want to boost your business with a credit? Bank Nation offers you Credits for SMEs, a line that seeks to support small and medium entrepreneurs through the financing of working capital as well as the acquisition of movable and immovable assets that allow the optimal functioning of your company. See customvmail.com for an illustration

Characteristics of the Credit for SMEs

Characteristics of the Credit for SMEs

This line of credits is available for Micro companies, as well as Small and Medium Enterprises. It is intended to:

  • Working capital and evolution expenses and investments in a broad sense.
  • Acquisition of capital goods of national origin, whether new or used. This includes traction vehicles for cargo transport produced in the country, towing vehicle and bodies for passenger vehicles, manufactured in the country.
  • Acquisition of capital goods of foreign origin, including wheeled and agricultural machinery, when there is no local offer, acquired in place already nationalized, new or used.
  • Installations and / or assemblies and accessories that are required for the start-up of capital assets.

In the case of loans destined for irrigation (integral projects, acquisition of equipment, systematization, etc.), the applicant must provide a technical report on water development prepared by a competent professional from the place where the investment is planned.

Likewise, a qualified report is required from the qualified professional that contemplates the provincial or other regulations for the use of the water source in question and its compliance.

Loans for SMEs are also intended for investments in general of national origin, to a mere enunciative title: buildings, sheds, fences, fixed improvements, reproducers of any species, etc., considered in a broad sense.

These destinations include the cost of energy consumption optimization projects and the acquisition of modern lighting systems for work environments. The goods may also be of foreign origin, but acquired in place, already nationalized, new or used, if there is no local offer according to the Chamber representing the Sector.

The credits destined to working capital and expenses of evolution will have a term of up to 1 year, while the investments will have a term of up to 10 years to pay.

Special conditions

Special conditions

  • For credits with a subsidized interest rate charged to companies.
  • For the acquisition of sheds.
  • To harvest and carry grapes.
  • For the Province of Mendoza.
  • For the financing of the cooperative sector and telecommunications SMEs.
  • For various activities with a subsidized rate paid by the Smartposx – Section III.
  • For film exhibiting companies registered with INCAA.
  • For MIPYMES within the framework of the Financing Program for the Expansion and Renewal of Fleet – Section II.
  • National Program for the Development of Public, Private or Mixed Industrial Parks with subsidized rate by Smartposx – Section II.

For more information, click here. Give your company the boost it needs with Bank Nation and be a successful entrepreneur!

 

 

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Granting Loans, Banks Are Spying? Here’s How to Defend Yourself http://www.elbondo.com/granting-loans-banks-are-spying-heres-how-to-defend-yourself/ http://www.elbondo.com/granting-loans-banks-are-spying-heres-how-to-defend-yourself/#respond Wed, 13 Mar 2019 02:14:55 +0000 http://www.elbondo.com/granting-loans-banks-are-spying-heres-how-to-defend-yourself/ Read More »]]>

Here’s what happens when a citizen needs to get a loan from a bank: it’s not a science fiction novel

Spied, controlled, filed as subjects of a galactic empire or automata of a dystopian novel of the 60s: we are not talking about fiction but the procedure that precedes the granting of a loan by a bank. A story happened to many honest people who see themselves denying themselves in this way of fundamental money, perhaps to keep an activity upright.

Privacy and granting loans: this is what happens

Privacy and granting loans: this is what happens

“We are sorry, but we can not provide funding”: a sentence, a sadly elegiac couplet, a Menters that often feels echoing inside the corridors of banking institutions: the bank official pronounces in this way, even when the citizen / customer owns all the papers in order with reference to their financial situation.

The official splutterers then citing generic excuses: the blame is discharged on the computer, on the rating and on the lines of the general management, lazy rhetorical artifices to get out of the embarrassing situation. But in practice it remains the enigma: why are many apparently solvent entities entangled in the so-called ” credit crunch “?

The “underground” activities of banking institutions

The "underground" activities of banking institutions

The answer hovers in the wind and has the form of a concept that we are more accustomed to know through the newspapers or to see in a movie of espionage at the cinema: “two intelligence”, a concept that takes shape from the union of two terms: “due diligence “(Usually the investigative process that is put in place to analyze the value and conditions of a company, or a branch of it, for which there are intentions of acquisition or investment) and” intelligence “(the set of tools that oversee the control of relevant information). But today, with the continuation of the economic crisis and the collapse of all certainty, this tool is also used to assess the solvency conditions of the individual who requires funding. A ” scouting report ” is drawn up that analyzes the client in detail: to do this they are specialized companies that could not actually act in this way but do it anyway, violating privacy and pushing where even the criminal records could not private life of people. In this way, all citizens are listed: from entrepreneurs to professionals.

But what happens with the information stolen in this way? These are sold to banking institutions. And in this way, the circle closes. It looks like an Orwellian novel, but it is not. The strong subjects (ie the banks) make the big voice, and the unarmed citizen suffers. But the protection of the consumer, in such circumstances, how can it be practiced?

How to protect yourself from this?

How to protect yourself from this?

To help the current accountant to protect themselves from this particular practice, some professionals come to the rescue: in fact, the experts (especially lawyers) of privacy are multiplying in the territories to turn to for advice. These figures can serve as a great help to orientate themselves in the complex matter of personal information. A fundamental tool to protect the consumer against large banking entities.

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Should I take student consolidated loans? http://www.elbondo.com/should-i-take-student-consolidated-loans/ Sat, 02 Mar 2019 17:18:00 +0000 http://www.elbondo.com/should-i-take-student-consolidated-loans/ Read More »]]>

 

As a student you have the opportunity to take an student consolidated loan that pays you 2198, – next to your student loan. For many students it is about covering the fixed expenses as rent, food and bills – without the loan they cannot get the ends to meet.

I would do anything to not have debt now!

I would do anything to not have debt now!

… says 23-year-old Kristine Plasen, who is a trainee student with a student job. Yet she can well understand the students who choose to take out a student loan . “They do it for a reason!” she says.

A student consolidated loan is a loan!

A student consolidated loan is a loan!

One must remember that an student consolidated loan is a loan, and as with all other loans, the money must be repaid! That being said, student consolidated loans are the cheapest loan available.

During your study period you pay 4% in interest – for comparison, the interest rate on a quick loan / constudent consolidatedmer loan is approx. 17-18%.

When you have finished studying and the money has to be repaid, the interest rate falls to the 1% + discount rate, which is the interest rate set by Denbers Bank – the discount rate has been set at 0.0% over the past three years.

Before you borrow

Before you borrow

Find out if and why you should borrow money by checking your finances through Meers and using the personal and intelligent budget. Maybe you can get the ends to meet without getting debt!

But consider it just before you take out a loan, it is a good idea to consider with yourself why you choose to borrow the money.

Expert tips: Study time with or without student consolidated debt?

Perhaps the ends, as mentioned earlier, just cannot reach each other or if you want to sweeten life as a student. Of course, both reasons are legitimate, but remember that the money must be paid back! And what would you rather have the money gone for when they later disappear from your account as a refund?

You start paying your student consolidated loan back approx. one year after graduation. It must be paid back over a certain amount of time, depending on how much money you have borrowed. 

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Non-bank loan with insurance – Medical and Protective Package http://www.elbondo.com/non-bank-loan-with-insurance-medical-and-protective-package/ http://www.elbondo.com/non-bank-loan-with-insurance-medical-and-protective-package/#respond Wed, 23 Jan 2019 02:55:52 +0000 http://www.elbondo.com/non-bank-loan-with-insurance-medical-and-protective-package/ Read More »]]>

The Medical and Protective Package are additional options in the Frominen offer that enable non-bank loan insurance.

By taking a cash loan, we often take it in a package with insurance. Thanks to such insurance, we have a sense of security in the event of illness or job loss. Unfortunately, in the case of non-bank loans, such protection has not been available so far. And probably it would have been so far, if not for the new offer that Frominen has for some time.

Insurance and non-bank loans have not gone hand in hand so far. The market lacked a company that would be able to offer insurance for such a loan. It is known that people are struggling with various difficult life situations and when the loan is not insured, unfortunately it must be paid without any delay. Especially in the case of non-bank loans you have to be very vigilant, because the smallest delay in the repayment of such a loan may involve charging a small percentage.

Is there a non-bank loan with insurance?

Is there a non-bank loan with insurance?

When browsing through the offers of companies providing non-bank loans, we will not find an additional insurance option, which can often be found in the case of bank loans. Loan companies do not offer loan insurance for a simple reason. The cost of such a loan has so far been relatively high to offer additional insurance to the potential client. It can not be concealed, however, that the costs of non-bank loans, at least not installments, have decreased recently. Such changes also appeared in the Frominen company, which undoubtedly belongs to one of the oldest loan companies in Poland. Perhaps these changes made it possible to introduce a non-bank loan insurance.

Medical and Protective Package

Medical and Protective Package

What gives us such insurance under such packages as the Medical Package or Protective Package, which can be found in the Frominen offer? It would seem that it works on very similar terms as credit insurance, but not entirely. In the event of not being able to repay the loan due to illness or death, the bank or the insurer covers the loan repayment costs. Here, however, no one will pay back Frominen’s loan for us.

If we have an accident or other incapacity to work, we will be paid a certain amount of insurance money. With this money, we will be able to pay for loan installments. 

Both of the packages mentioned above differ from each other. For example, the Protective Package gives us mainly security in the case of invalidity as a result of NW or in case of an accident. It is also a financial security for the Insured’s relatives in the event of his death. The Medical Package has a much wider range of applications, ranging from a disease or an accident to a wide range of medical services. By paying a specific insurance premium, we can take advantage of prompt medical assistance from a doctor, physiotherapist or nurse at our place of stay. In addition, the medical package also includes patient transport, reimbursement of medicines from the prescription or a number of other insurance benefits.

Is it worth using the Frominen insurance package? I think that this is an offer prepared mainly for older people who often struggle with various health problems. For such people, it may be an interesting proposition, the more so that, apart from the loan insurance itself, they can simultaneously gain access to many useful medical services. However, it is worth remembering that the most sensible solution in the case of loans from Frominen seems to be a loan with the option of transfer. This is characterized by low costs compared to other similar offers among non-bank loans.

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