Up to 1400 euros is the amount of the loan that OnlineCredit approves if you are a veteran customer and up to 300 euros if you are a new client. As distinguishing features of other lenders, it admits requests from people who do not have payroll or even who appear as debtors in the Financial Credit Institutions list. Other online credits being delinquent can be found in the list of loans with Financial Credit Institutions
What is OnlineCredit? OnlineCredit is a company domiciled in Spain, specifically in Madrid, owned by Europa Firme SL being authorized to operate in Spain by the Financial Conduct Authority
This company is aware that users need quick solutions in the absence of liquidity and that is why all their approval protocols are aimed at processing the request quickly and efficiently.
Onlinecredit grants credits up to 1400 euros to recurring clients and 300 euros to the new client. They do not require to have a payroll to be a valid application but to have a source of income with which to face the repayment of the loan.
Only people who are over 21 years old are considered valid candidates, those who are less age are automatically discarded.
I really like your virtual calculator in which, from the first step of the application, it reflects in detail the costs of the operation
How does Online Credit work?
The operation of this web platform is simple. To request a credit to OnlineCredit you must follow the following steps:
You enter on its official website : Onlinecredit.es
You indicate the amount of money and the return period, then click on “Request now” to continue the process
Fill your personal data, contact, the current account number (where you want to receive the money), create your own profile on the platform (where you can check the status of your application, etc.)
Verification of data: The process will ask you to verify your data with the tool “instantor” (used by all online credit companies) and send them scanned those documents that ask (such as your ID)
Confirmation of the loan: Once your application is studied, if they give you the approval, they send you the contract to confirm your acceptance. Once you confirm it, you transfer the money in less than 15 minutes.
How is the loan repaid?
The Onlinecredit company offers you several possibilities to return it:
1 Payment by card: Call your customer service 910601156 during working hours and indicate the procedure.
2 Through a link or payment link that you send to your email account and by SMS to your mobile.
3 You enter your private area of the platform and from there you make the payment
4 By bank transfer or cash deposit in any of your accounts (this is the form I use) Remember that you must indicate in the concept the number of the credit and your ID and that the beneficiary or recipient is Europa Firme SL.
How is an extension of the refund requested?
They allow for an extension in the return periods but it entails a series of commissions. You have two ways of doing it:
1 From your personal panel of the platform, select the extension date, press “Pay” and enter the number of your bank card. A commission of 1% will be applied for each day of extension that you request
2 Making a bank transfer indicating your loan code, ID and extension time. The cost that it will entail is the same: 1% for each day of prolongation of term that you have indicated.